LayVault lets you offer layaway and installment plans in-house — no third-party financing, no middlemen. Set your own terms, charge a convenience fee you keep entirely, and close more high-ticket sales.
Start for Free →High-ticket items — furniture, jewelry, electronics, mattresses — stall at the register because customers can't pay all at once. Layaway closes those deals. Customers pay over time in installments while you hold the item — zero risk. And when you charge a convenience fee for the flexibility, you turn every layaway plan into a revenue line. No financing partners. No rev-share. No one taking a cut.
Set custom deposit amounts, payment intervals, and plan length. Weekly, biweekly, or monthly. No one tells you how to run your own layaway program.
Add a configurable layaway fee to every plan. You set the amount — customers see it transparently at checkout. You keep 100% of what you charge.
Track active layaway plans, upcoming payments, fee revenue, and completed sales at a glance. Know exactly what your layaway program is earning.
Email reminders go out automatically before layaway payments are due. Fewer missed payments, fewer awkward follow-up calls.
You hold the item until it's paid in full. No credit checks, no chargebacks, no default exposure. Unlike BNPL — pure upside for the merchant.
Sign up, name your store, set your fee, create your first layaway plan. No credit card, no hardware, no onboarding calls. Your layaway program starts today.
Configure your layaway fee and payment schedule once. Apply it automatically to every new plan.
Customer wants the item but needs time. Collect a deposit and create the layaway plan in seconds — fee included.
Automated reminders go out before each payment. Every installment is logged. You track it all from your dashboard.
Layaway paid in full. Customer picks up their item. You've closed a sale you'd have lost — and earned a fee doing it.
Start offering layaway today — free, no credit card required. Close more high-ticket sales, charge your own convenience fees, keep everything you earn.
Start for Free →